When you own a business, your personal financial plan should be at the heart of every decision you make. Once you know how much money you need for everyday life and your long-term aspirations, you can consider how your business plan can work alongside your financial plan to provide you with the lifestyle you require. The success of your business will depend on the quality of your product, your reputation in the market and an appropriate pricing strategy. Sensible tax planning

What guides your decisions? Intuition and instinct, or cold, hard facts? It’s an interesting question to explore, as we all have to make countless decisions each day. With small decisions such as what to wear today or what to have for lunch, the consequences of getting it wrong aren’t necessarily that significant or long-lasting. But when we have large choices in front of us, such as buying a house, getting it wrong could be potentially devastating for years to come. So it’s