THE ENIGMA OF PREMIUM BONDS

Earlier this month, the top Premium Bonds prize of £1 million was won for the first time since the investment limit was increased to £50,000 in June 2015. The winner, from West Scotland, only the second ever top prize winner from that region, had invested the maximum amount, whilst a second investor from Surrey was also made a millionaire in the same month after investing £23,950. But, whilst Premium Bonds remain popular, with £59.8 billion held in them, making them the most abundant form of savings product, are they actually a good investment or not? Some would argue that they aren’t actually an investment at all. The ‘rate’ offered on a Premium Bond is the average amount the investor can h

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Future Financial Planning is a trading name of Future Financial Planning Limited which is authorised and regulated by the Financial Conduct Authority. FCA Registration No: 716526 . 


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